Best Checking Account Bonuses
Find the best checking account sign-up bonuses available right now. Most require direct deposits, but some just need a minimum deposit. We've ranked them by bonus amount and ease of requirements.
21
Checking Bonuses
$7,075
Total Available
9
No Monthly Fee
19
Require DD
Quick Comparison
| Bank | Bonus | DD Required | Monthly Fee |
|---|---|---|---|
| HSBC | $600 | $5,000 | $50 |
| Axos Bank | $500 | $3,000 | $0 |
| BMO | $500 | $7,500 | $15 |
| Citibank | $400 | No | $30 |
| U.S. Bank | $400 | $6,000 | $6.95 |
| PNC Bank | $400 | $5,000 | $7 |
| Truist | $400 | $1,000 | $12 |
| Regions Bank | $400 | $1,000 | $8 |
| Wells Fargo | $325 | $1,000 | $10 |
| Chase | $300 | $500 | $12 |
All Checking Account Bonuses
H
HSBC
HSBC Premier Checking
$600
Checking
💵$5,000+ direct deposit (3x)
📋$50/mo fee (waivable)
Hard Pull
Expires May 31A
Axos Bank
Axos Rewards Checking
$500
Checking
💵$3,000+ direct deposit (2x)
✓No monthly fee
Expires Mar 31
B
BMO
BMO Smart Advantage Checking
$500
Checking
💵$7,500+ direct deposit
📋$15/mo fee (waivable)
ChexSensitive
Expires Jun 30C
Citibank
Citi Priority Account
$400
Checking
💰$50,000 deposit for 60 days
📋$30/mo fee (waivable)
Expires Mar 31
U
U.S. Bank
U.S. Bank Smartly Checking
$400
Checking
💵$6,000+ direct deposit (2x)
📋$6.95/mo fee (waivable)
ChexSensitive
Expires Mar 31P
PNC Bank
PNC Virtual Wallet
$400
Checking
💵$5,000+ direct deposit
📋$7/mo fee (waivable)
ChexSensitive
Expires May 6T
Truist
Truist One Checking
$400
Checking
💵$1,000+ direct deposit (2x)
📋$12/mo fee (waivable)
ChexSensitive
Expires Apr 30R
Regions Bank
Regions LifeGreen Checking
$400
Checking
💵$1,000+ direct deposit
📋$8/mo fee (waivable)
ChexSensitiveRegional
Expires May 15W
Wells Fargo
Wells Fargo Everyday Checking
$325
Checking
💵$1,000+ direct deposit (3x)
📋$10/mo fee (waivable)
ChexSensitive
Expires Mar 26C
Chase
Chase Total Checking
$300
Checking
💵$500+ direct deposit
📋$12/mo fee (waivable)
ChexSensitive
Expires Apr 16S
SoFi
SoFi Checking & Savings
$300
Checking
💵$5,000+ direct deposit
✓No monthly fee
T
TD Bank
TD Beyond Checking
$300
Checking
💵$2,500+ direct deposit
📋$25/mo fee (waivable)
ChexSensitiveRegional
Expires Apr 30C
Citizens Bank
Citizens One Deposit
$300
Checking
💵$500+ direct deposit
✓No monthly fee
ChexSensitiveRegional
Expires Apr 15F
Fifth Third Bank
Fifth Third Momentum Checking
$300
Checking
💵$500+ direct deposit (3x)
✓No monthly fee
ChexSensitiveRegional
Expires Mar 31H
Huntington Bank
Huntington Unlimited Plus Business
$300
Checking
💰$1,000 deposit
✓No monthly fee
ChexSensitiveRegional
Expires May 31K
KeyBank
KeyBank Key Smart Checking
$300
Checking
💵$500+ direct deposit
✓No monthly fee
ChexSensitiveRegional
Expires Apr 30C
Capital One
360 Checking
$250
Checking
💵$250+ direct deposit (2x)
✓No monthly fee
A
Ally Bank
Ally Interest Checking
$250
Checking
💵$1,500+ direct deposit
✓No monthly fee
B
Bank of America
Bank of America Advantage Plus
$200
Checking
💵$2,000+ direct deposit (2x)
📋$12/mo fee (waivable)
ChexSensitive
D
Discover Bank
Discover Cashback Debit
$200
Checking
💵$1,000+ direct deposit
✓No monthly fee
T
TD Bank
TD Convenience Checking
$150
Checking
💵$500+ direct deposit
📋$15/mo fee (waivable)
ChexSensitiveRegional
Expires Apr 30Checking Account Bonus Tips
- ✓Direct deposit: Most bonuses require direct deposit. Your employer payroll, government benefits, or services like Venmo/PayPal direct deposit often qualify.
- ✓Timing: Start direct deposits immediately after opening. Most banks require deposits within 60-90 days.
- ✓Monthly fees: Most fees can be waived with direct deposit or minimum balance. Read the fine print.
- ✓Early termination: Keep accounts open for 6 months typically. Closing early may forfeit the bonus or trigger fees.